If you have an accidental injury, seek recommended care through your medical plan’s primary care physician to receive in-network benefits. Treatment of injuries to your natural teeth by a dentist, physician or surgeon is covered under your medical coverage as long as services are provided within 12 months of the accident.

File your medical claim with your medical plan. Claim must be filed no later than 90 days after the plan year in which services were rendered.

Dental benefits payable under a Company medical plan will reduce your benefits otherwise payable under the dental plan. After you receive notice of payment from the medical plan, you should submit the notice of payment to MetLife.