If your coverage ends because your employment terminates, you retire, or you lose eligibility, benefits for covered expenses incurred before your termination remain payable under the plan.

If you are undergoing a course of treatment when your coverage ends, benefits are payable for most covered charges related to that treatment and incurred up to 30 days after your termination.

Exceptions to this 30-day extension include treatment involving:

• prosthetic devices – impressions and tooth preparation must be completed before coverage ends and the device must be installed or delivered within two calendar months following the end of coverage
• crowns – tooth preparation must be completed before the coverage ends and the crowns installed within two calendar months following the end of coverage
• root canal therapy – the tooth must be opened before coverage ends and treatment completed within two calendar months following the end of coverage
• orthodontia – not extended, under any circumstance.