Type A – Preventive and Diagnostic Services
The dental plan pays 100% of covered expenses for Type A (preventive and diagnostic) services, with no deductible required.
Covered expenses for preventive and diagnostic services include Reasonable and Customary Charges for:
- oral examinations (once every six months)
- cleaning and scaling of teeth (once every six months)
- bite-wing X-rays (one set every six months)
- full mouth X-rays (one set every 24 months)
- topical fluoride applications for Children under age 19 (once every six months)
- space maintainers
- emergency treatment.
Type B – Oral Surgery and Restorative Services
After the deductible has been satisfied, the plan pays 80% of covered expenses for Type B (oral surgery and restorative) services.
Covered expenses for oral surgery and restorative services include Reasonable and Customary Charges for:
- amalgam fillings (charges for precious metals such as gold and for castings are considered based on Reasonable and Customary Charges for amalgam fillings)
- treatment of gum disease (periodontics)
- endodontic treatment, including root canal services
- extractions (except in connection with orthodontic treatment)
- oral surgery
- general anesthesia when determined necessary under the plan’s dental provisions.
Type C – Prosthodontic Services
After the deductible has been satisfied, the plan pays 50% of covered expenses for Type C (prosthodontic) services.
Covered expenses for prosthodontic services include Reasonable and Customary Charges for:
- inlays, onlays, crowns, and gold fillings
- fixed bridgework installed for the first time to replace missing natural teeth, including inlays and crowns as abutments, but excluding periodontal splinting
- full or partial dentures installed for the first time to replace missing natural teeth and adjacent structures and any adjustments required during the six-month period following installation
- repair or recementing of crowns, inlays, onlays, dentures, or bridgework
- replacement or modifications of dentures or bridgework if required:
- to replace one or more teeth extracted after the existing denture or bridgework was installed
- to replace an existing appliance which is at least five years old and cannot be made serviceable
- to replace a temporary denture that cannot be made permanent and has been in place 12 months or less.
Type D – Orthodontic Services
No deductible applies to Type D covered expenses.
All covered Children through age 23 are eligible to receive benefits for orthodontic services. At age 24, all coverage under the plan ends, even if a course of orthodontic treatment is ongoing.
The plan payment for covered expenses (initial and monthly) is based on a schedule of allowances for non-network providers. This schedule is available from the Benefit Plans Office. A PDP network provider is paid based on the PDP fee schedule.
Covered expenses for orthodontic services include charges for:
- braces
- surgical extractions
- X-rays
- retention checking
- surgical reposition of the jaw, facial bones and/or teeth to correct malocclusion.