For Under Age 65 Retiree and Spouse …
There are two dental plans to choose from – the Metropolitan Life Plan (MetLife) and the Delta Dental Plan of Tennessee (Delta Dental). You may elect either plan, but not both.

The dental plans pay benefits to you and your covered dependents under age 65 for a wide range of dental services and supplies, including preventive, diagnostic, restorative, prosthodontic and orthodontic care.

For Over Age 65 Retiree and Spouse …
You may choose the UnitedHealthcare dental plan. You are automatically covered for vision benefits when you enroll in the dental plan.

What happens to your benefits when ... For more information about what happens to your dental benefits when certain changes or events occur, see the “About Your Benefits” section. For more information about coverage you and your Eligible Dependents may be eligible to continue in certain cases when coverage would otherwise end, refer to COBRA within the “Administrative Information” section.

Some facts to remember about your dental plans ...

Dependents in military service are not eligible for dental coverage. These plans do not cover services outside the United States. Dental coverage may not be converted to individual coverage. This information is a summary of the dental benefits under the plans. Should there be a conflict between the summary and the group contract, the group contract will control. A predetermination of benefits is recommended for costs that are expected to exceed $100.

Administrative Information Information about the administration of your dental plans can be found in the section entitled “Administrative Information.”