Coverage will end on the earliest of the following dates:

• the last day of the period for which your last contribution was made (if you fail to make any required contribution)
• when you die

or

• the date the plan is terminated.

If you have elected a joint-survivor form of payment, pension plan and savings program benefit payments to your named survivor will continue after your death.

If you have not elected a joint and survivor form of payment:

• pension benefits will end the month of your death

and

• savings program benefits will be paid to your beneficiary.

Coverage for your dependents will end on the same day your coverage ends or on the day they are no longer considered Eligible Dependents, if earlier.

Your dependents may be eligible to extend medical (including prescription drugs and vision care) and dental coverage under certain circumstances when their coverage would otherwise end.